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MOTORCYCLE INSURANCE
MOTORCYCLE INSURANCE
Protect Your Ride. Ride With Confidence.
Whether you’re commuting to work, enjoying weekend rides, or exploring the open road, your motorcycle deserves protection that fits the way you ride.
At SecureWay Insurance, we help motorcycle owners explore insurance options designed to protect their bikes, provide liability protection, and help prepare for unexpected events on the road.
GET A QUOTE
TALK TO AN AGENT
Coverage availability, benefits, limits, exclusions, deductibles, and pricing vary by state, insurer, motorcycle, and individual circumstances.
PROTECTION FOR EVERY RIDE
Motorcycles can be an important part of your lifestyle, but riding also comes with unique risks.
The right motorcycle insurance can help provide financial protection for covered accidents, damage, theft, and liability.
Whether you ride occasionally or use your motorcycle regularly, SecureWay Insurance can help you explore coverage options based on your motorcycle and riding needs.
OUR MOTORCYCLE INSURANCE COVERAGE OPTIONS
Liability Coverage
Liability coverage can help protect you financially if you’re responsible for a covered accident that causes bodily injury or property damage to another person.
Depending on the policy and applicable state requirements, liability coverage may help with:
Injuries to other people
Damage to another person’s property
Damage to another vehicle
Certain legal or defense costs associated with covered claims
Coverage is subject to the policy’s terms, conditions, exclusions, and limits.
Collision Coverage
Collision coverage may help pay for covered damage to your motorcycle resulting from a collision.
This may include a collision with:
Another vehicle
A stationary object
A structure
Another object
Collision coverage typically includes a deductible.
Comprehensive Coverage
Comprehensive coverage may help protect your motorcycle against certain covered losses that aren’t caused by a collision.
Depending on the policy, covered events may include:
Theft
Vandalism
Fire
Falling objects
Certain weather-related damage
Animal-related damage
Coverage is subject to policy terms, conditions, exclusions, limits, and deductible.
Uninsured & Underinsured Motorist Coverage
If you’re involved in an accident with a driver who has no insurance or doesn’t have enough insurance to cover your damages, this coverage may provide protection, subject to the terms of your policy and applicable state law.
Medical Payments Coverage
Medical payments coverage may help pay certain eligible medical expenses resulting from a covered motorcycle accident, regardless of who was at fault, depending on the policy.
Coverage can vary by insurer and state.
Accessory & Custom Parts Coverage
Your motorcycle may include accessories or custom equipment that aren’t part of the manufacturer’s original configuration.
Depending on the policy, coverage may be available for eligible items such as:
Custom seats
Saddlebags
Windshields
Custom paint
Upgraded exhaust systems
Chrome accessories
Other eligible motorcycle equipment
Coverage limits and eligibility vary by insurer and policy.
Roadside Assistance
Roadside assistance may provide help when you’re experiencing certain eligible roadside problems.
Depending on the plan, assistance may include:
Towing
Flat-tire assistance
Battery assistance
Fuel delivery
Lockout assistance
Other eligible roadside services
WHAT TYPES OF MOTORCYCLES CAN BE INSURED?
Depending on the insurer and available coverage, motorcycle insurance may be available for different types of motorcycles.
Cruiser Motorcycles
Coverage options for riders who enjoy comfortable rides and long-distance cruising.
Sport Motorcycles
Explore coverage options designed around eligible sport and performance motorcycles.
Touring Motorcycles
Protection for motorcycles designed for longer-distance journeys.
Scooters & Mopeds
Coverage may be available for eligible scooters and mopeds depending on state and insurer requirements.
Custom Motorcycles
Specialized motorcycles may require additional consideration for custom parts and equipment.
Other Eligible Motorcycles
Coverage availability depends on the motorcycle type, insurer, state, and underwriting requirements.
WHAT AFFECTS THE COST OF MOTORCYCLE INSURANCE?
Motorcycle insurance premiums can vary significantly between riders.
Factors that may influence your premium include:
Motorcycle make and model
Motorcycle value
Engine size
Motorcycle age
Riding experience
Driving history
Location
Annual mileage
How the motorcycle is used
Claims history
Coverage limits
Deductible
Selected coverage options
Applicable discounts
Insurance company underwriting factors
That’s why getting a personalized quote is important.
HOW MUCH MOTORCYCLE INSURANCE DO YOU NEED?
The right amount of coverage depends on your motorcycle, riding habits, financial circumstances, and applicable state requirements.
Consider:
Your Motorcycle’s Value
A more valuable motorcycle may require broader protection against covered losses.
Your Riding Habits
Think about how frequently you ride and how you use your motorcycle.
Your Financial Situation
Consider how much you could comfortably pay out of pocket following a covered loss.
Your Liability Exposure
Consider the financial consequences that could result if you were legally responsible for covered injuries or property damage.
Your Accessories & Equipment
If you’ve invested in custom parts or accessories, consider whether additional coverage may be appropriate.
WAYS YOU MAY BE ABLE TO SAVE
Depending on your insurer, state, motorcycle, and circumstances, you may qualify for certain discounts.
These may include:
Motorcycle safety course discounts
Multi-policy discounts
Multi-motorcycle discounts
Claims-free discounts
Anti-theft device discounts
Responsible rider discounts
Storage-related savings where available
Other insurer-specific discounts
Discounts aren’t available to every rider and vary by insurer and location.
WHY CHOOSE SECUREWAY INSURANCE?
Personalized Guidance
We help make motorcycle insurance easier to understand so you can make informed decisions about your coverage.
Coverage Options
Explore protection based on your motorcycle, riding habits, and individual circumstances.
Straightforward Service
We explain insurance in clear, easy-to-understand language.
Protection for Your Ride
Your motorcycle is an investment and a part of your lifestyle. The right coverage can help protect it against certain unexpected events.
Support When You Need It
We’re here to help you understand your options and navigate your motorcycle insurance needs.
GETTING MOTORCYCLE INSURANCE IS SIMPLE
1. Tell Us About Your Motorcycle
Provide information about your motorcycle, riding experience, location, and insurance needs.
2. Explore Your Options
Review available coverage, limits, deductibles, and pricing.
3. Choose Your Coverage
Select the protection that best fits your motorcycle and circumstances.
4. Ride With Confidence
Once your policy is issued and active, you’ll have coverage according to its terms and conditions.
FREQUENTLY ASKED QUESTIONS
What is motorcycle insurance?
Motorcycle insurance provides financial protection for certain covered risks involving your motorcycle and your responsibility to others, subject to the policy’s terms, conditions, exclusions, limits, and deductibles.
Is motorcycle insurance required?
Many states require motorcycle owners to carry certain minimum liability insurance. Requirements vary by state.
Does motorcycle insurance cover theft?
Comprehensive coverage may help protect against motorcycle theft, subject to the policy’s terms, limits, exclusions, and deductible.
Does motorcycle insurance cover custom parts?
Some policies may provide coverage for eligible custom parts and accessories. Additional coverage may be available depending on the motorcycle and insurer.
Can I insure more than one motorcycle?
Depending on the insurer and your circumstances, you may be able to insure multiple motorcycles under the same policy or through related policies.
Can I get roadside assistance for my motorcycle?
Some motorcycle insurance plans offer roadside assistance or allow it to be added as an optional coverage.
Does motorcycle insurance cover passengers?
Coverage for passengers and passenger-related injuries varies by policy and state. Review the specific policy for applicable coverage.
Can I get insurance if I don’t ride my motorcycle every day?
Yes. Insurance may be available for motorcycles that are ridden occasionally, although the way you use your motorcycle can affect eligibility and pricing.
How can I get a motorcycle insurance quote?
Click Get a Quote and provide the requested information about your motorcycle and riding needs. Available options and pricing will depend on your circumstances and applicable insurer guidelines.
READY TO PROTECT YOUR RIDE?
Ride With Confidence. Stay Protected.
Your motorcycle takes you where you want to go. Let SecureWay Insurance help you explore motorcycle insurance options designed around your ride and your needs.
CONTACT US
MOTORCYCLE INSURANCE DISCLAIMER
Motorcycle insurance products, coverage availability, eligibility, benefits, premiums, deductibles, limits, exclusions, and policy terms vary by state, insurance company, motorcycle, and individual circumstances.
Information provided on this website is for general informational purposes and does not constitute financial, legal, or insurance advice, nor does it guarantee coverage or policy approval. Actual coverage is determined by the terms and conditions of the applicable policy.